About Bank Card

1.  Debit Card  from Wells Fargo
http://www.wellsfargo.com/
UserName:   Jxxxx_yxxxxx
Password:     p@xxxxxx
Sign is a Chinese Character Yang
ATM pin:  1xx5xx
Note: 
1. bank officer:  Joshua Stenson  Business Specialist 612 316 2520 open the account for me
    bank officer: Jin H. Hansen, Personal Banker, who can speak mandrian
2. If need to transfer money from Singapore to this account, SwiftBIC: wfbiusls
3. Two check books, one for saving account, one for checking account.  You can get the account no from the check books.
4. get a page for company with direct deposit service.
5. saving account money >$300 no charge
6. make sure enough money in checking account, otherwise charge
7. there is a charge for check book
8. get all the rules and application information
9. once get ssn or change address or get mobile phone, inform wells forgo


Credit Card from Wells Fargo
It's a security card, which means I deposit 1k in wells fargo and get 1k credit.
The credit is automatically paid from checking account.  so make sure enough money in checking account.
It takes 2 weeks for the application to be approved.--> Approved and get the card on 10/08/2010.
Activate already.
Annual fee is $18.

Learn to use internet bank:
1. Accounts Tab
account summary:
You can see three accounts there:  checking,  saving, and credit.
Message & Alerts:  you can get email from wellsfargo about any events happened on your account.
Available balance does not include pending deposit.
account activity:
choose an account --> press go --> show all the transactions list
my spending report:
different from account activity, this tap summarize your inflow and outflow only for checking account.
can use budget watch to input your budget for each month and monitor it.